July, 2012

Table Of Contents
Quote Simply, a Culture of Service
Property Rates Climbing
Community Outreach
Premium Finance
Nonsubscription FAQ's
Workers' Compensation Incentive
Risk & Claims "Unbundled"
Safety Topics & Tips

Quite Simply, a Culture of Service

This year began with a bang and the pace has continued into mid-year. We are eternally grateful for your confidence in our products and services. You are the reason our staff works hard to always keep improving.  With that in mind, I would like to acknowledge and commend the tremendous Combined Group service team and give you a behind-the-scenes look at how we approach our work - and play.  During our most recent staff recognition event, the whole gang loaded onto a bus and headed to the Ballpark at Arlington, where we enjoyed a day of Texas Rangers baseball, with plenty of cheering, laughter... Read More

  

Commercial Property Rates Climbing - Prepare Your Clients

Recent discussions here about rising workers compensation rates may have mistakenly given you the idea that only workers' compensation is affected. I wish that were so.  Commercial property rates are on the increase in the United States and abroad, with annual rate increases averaging 10% - 20% for cases that had losses in the past policy year, and even 10% or more for cases with no claims... Read More

Help Combined Group Support Wounded Warrior Project

Combined Group invites you to join us in raising funds for the Wounded Warrior Project with a golf tournament August 23. Whether you are an agent, carrier or business partner, we have a way for you to help - and have a good time doing it.  Members of the United States Armed Forces are our real-life superheroes - selfless men and women... Read More

Get Exceptional Rates with Combined Premium Finance

Combined Premium Finance (CPF) can offer you exceptional financing terms on all risks placed through the Combined Group and other brokers, too!  Rising premium rates can make it more difficult to place some cases. We can help you with great terms such as these... Read More

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Nonsubscriber FAQs:  Save This List!

The terms nonsubscriber, subrogation, automatic renewal, RRE# and DWC5 are not as unrelated as they may appear. They all have one thing in common - we get questions about them all the time...  Read More

Workers' Compensation Commission Incentive in Effect

Placing your new business workers' compensation account with Travelers just got more profitable, thanks to a commission incentive Combined Group is offering for new business placed with Travelers.  All new Travelers business accounts with effective dates now through December 31, 2012 will be paid at a 9% commission rate. This includes all small business accounts with a premium up to $25,000... Read More

Anchor Risk and Claims "Unbundled," Open for Non-Combined Group Business

Anchor Risk and Claims Management has been "unbundled" and approved to handle third party administration for nonsubscription carriers not affiliated with Combined Group, including Ace Insurance, Lexington Insurance, Safety National Insurance and others...  Read More

Protect Employees from Heat Exposure:  Risk Fastors, Symptoms, First Aid and Prevention

More than 1,500 people in the U.S. die each year from excessive heat, which makes heat our Number 1 weather-related killer...  Read More